The ownership argument holds up. Streaming is renting and the terms can change at any point. Catalogues lose tracks, prices increase, platforms shift direction. A local library has none of those variables. The barrier is lower than people assume. Something like Tubidy handles the download side cleanly, no account, no install, search covers most things. A few hours builds a solid base and from there it is just maintenance. Files work on any device, any player, for as long as you keep them. Local libraries being outdated is something people say when they have forgotten they are allowed to own things